Fintech and Web3

In the United States, an ecosystem of stablecoins not issued by banks dominates; in Europe, the push is driven by the need to regulate a rapidly expanding market. Banks can provide greater regulatory assurance and user trust, helping ensure the market stays within rules. Tessera closes with the possibility that, in the future, a “European Tether” could emerge, but acknowledges that banks offer a credibility and stability base not easy to match. The birth (and the team) of Qiv